.styles-module__wXLMWq__pageWrapper{color:#2d3748;-webkit-font-smoothing:antialiased;background:#fdfbf7;font-family:DM Sans,sans-serif;overflow-x:hidden}.styles-module__wXLMWq__articleHero{max-width:860px;margin:0 auto;padding:120px 48px 48px}.styles-module__wXLMWq__articleBreadcrumb{color:#4a5568;margin-bottom:16px;font-size:13px}.styles-module__wXLMWq__articleBreadcrumb a{color:#0f6fbf;font-weight:500;text-decoration:none}.styles-module__wXLMWq__articleBreadcrumb a:hover{text-decoration:underline}.styles-module__wXLMWq__articleBreadcrumb span{color:#cbd5e0;margin:0 8px}.styles-module__wXLMWq__articleTag{text-transform:uppercase;letter-spacing:1.5px;color:#0f6fbf;background:#0f6fbf14;border-radius:5px;margin-bottom:20px;padding:5px 14px;font-size:11px;font-weight:700;display:inline-block}.styles-module__wXLMWq__articleTitle{font-family:var(--font-playfair),"Playfair Display",serif;color:#051e38;letter-spacing:-1.8px;margin-bottom:20px;font-size:46px;font-weight:800;line-height:1.08}.styles-module__wXLMWq__articleSubtitle{color:#4a5568;max-width:680px;margin-bottom:28px;font-size:20px;line-height:1.6}.styles-module__wXLMWq__articleInfo{border-top:1px solid #edf2f7;flex-wrap:wrap;align-items:center;gap:24px;padding-top:20px;display:flex}.styles-module__wXLMWq__articleAuthor{align-items:center;gap:12px;display:flex}.styles-module__wXLMWq__authorAvatar{width:44px;height:44px;font-family:var(--font-playfair),"Playfair Display",serif;color:#fff;background:linear-gradient(135deg,#0f6fbf,#0a9b7a);border-radius:50%;flex-shrink:0;justify-content:center;align-items:center;font-size:16px;font-weight:800;display:flex}.styles-module__wXLMWq__authorName{color:#2d3748;font-size:14px;font-weight:600}.styles-module__wXLMWq__authorRole{color:#4a5568;font-size:12px}.styles-module__wXLMWq__articleDate{color:#4a5568;align-items:center;gap:6px;font-size:13px;display:flex}.styles-module__wXLMWq__freshBadge{color:#0f6fbf;background:#0f6fbf1a;border-radius:4px;padding:2px 8px;font-size:11px;font-weight:700}.styles-module__wXLMWq__articleRead{color:#8e8c97;font-size:13px}.styles-module__wXLMWq__disclosureNote{color:#718096;background:#0f6fbf0a;border:1px solid #0f6fbf1a;border-radius:8px;margin-top:20px;padding:10px 16px;font-size:12px}.styles-module__wXLMWq__articleBody{max-width:860px;margin:0 auto;padding:0 48px 96px}.styles-module__wXLMWq__articleBody h2{font-family:var(--font-playfair),"Playfair Display",serif;color:#051e38;letter-spacing:-.8px;border-top:1px solid #edf2f7;margin:56px 0 20px;padding-top:32px;font-size:32px;font-weight:700;line-height:1.2}.styles-module__wXLMWq__articleBody h2:first-of-type{border-top:none;margin-top:0;padding-top:0}.styles-module__wXLMWq__articleBody h3{font-family:var(--font-playfair),"Playfair Display",serif;color:#051e38;margin:36px 0 16px;font-size:22px;font-weight:700}.styles-module__wXLMWq__articleBody p{color:#4a5568;margin-bottom:20px;font-size:17px;line-height:1.8}.styles-module__wXLMWq__articleBody p strong{color:#2d3748}.styles-module__wXLMWq__tldrBox{background:linear-gradient(135deg,#eaf4fd,#d0e8f8);border-left:4px solid #0f6fbf;border-radius:0 16px 16px 0;margin-bottom:48px;padding:32px 36px}.styles-module__wXLMWq__tldrLabel{text-transform:uppercase;letter-spacing:2px;color:#0f6fbf;margin-bottom:12px;font-size:12px;font-weight:700}.styles-module__wXLMWq__tldrBox p{color:#2d3748;margin-bottom:0;font-size:16px;line-height:1.75}.styles-module__wXLMWq__tldrBox p strong{color:#051e38}.styles-module__wXLMWq__learnBox{background:#fff;border:1px solid #edf2f7;border-radius:16px;margin-bottom:48px;padding:32px 36px}.styles-module__wXLMWq__learnBox h3{font-family:var(--font-playfair),"Playfair Display",serif;color:#051e38;margin-top:0;margin-bottom:18px;font-size:20px;font-weight:700}.styles-module__wXLMWq__learnList{margin:0;padding:0;list-style:none}.styles-module__wXLMWq__learnList li{color:#2d3748;padding:6px 0 6px 28px;font-size:15px;line-height:1.6;position:relative}.styles-module__wXLMWq__learnList li:before{content:"✓";color:#0a9b7a;font-weight:700;position:absolute;left:0}.styles-module__wXLMWq__statsGrid{grid-template-columns:repeat(4,1fr);gap:16px;margin:32px 0;display:grid}.styles-module__wXLMWq__statCard{text-align:center;background:#fff;border:1px solid #edf2f7;border-radius:12px;padding:20px}.styles-module__wXLMWq__statNum{font-family:var(--font-playfair),"Playfair Display",serif;color:#0f6fbf;margin-bottom:8px;font-size:30px;font-weight:800;line-height:1}.styles-module__wXLMWq__statLabel{color:#4a5568;font-size:12px;line-height:1.4}.styles-module__wXLMWq__dataCallout{background:#c5993e0f;border-left:4px solid #c5993e;border-radius:0 12px 12px 0;margin:28px 0;padding:24px 28px}.styles-module__wXLMWq__dcLabel{text-transform:uppercase;letter-spacing:1.5px;color:#c5993e;margin-bottom:8px;font-size:11px;font-weight:700}.styles-module__wXLMWq__dataCallout p{color:#2d3748;margin-bottom:0;font-size:15px;line-height:1.7}.styles-module__wXLMWq__dataCallout p strong{color:#051e38}.styles-module__wXLMWq__warningBox{background:#c84b3b0a;border-left:4px solid #c84b3b;border-radius:0 12px 12px 0;margin:28px 0;padding:24px 28px}.styles-module__wXLMWq__wbLabel{text-transform:uppercase;letter-spacing:1.5px;color:#c84b3b;margin-bottom:8px;font-size:11px;font-weight:700}.styles-module__wXLMWq__warningBox p{color:#2d3748;margin-bottom:0;font-size:15px;line-height:1.7}.styles-module__wXLMWq__warningBox p strong{color:#051e38}.styles-module__wXLMWq__firmCard{background:#fff;border:1px solid #edf2f7;border-radius:16px;margin-bottom:20px;padding:28px}.styles-module__wXLMWq__firmHeader{flex-wrap:wrap;justify-content:space-between;align-items:flex-start;gap:20px;margin-bottom:14px;display:flex}.styles-module__wXLMWq__firmName{font-family:var(--font-playfair),"Playfair Display",serif;color:#051e38;margin:0 0 6px;font-size:22px;font-weight:700}.styles-module__wXLMWq__firmGartner{text-transform:uppercase;letter-spacing:1px;color:#0f6fbf;background:#0f6fbf14;border-radius:4px;padding:3px 10px;font-size:11px;font-weight:700}.styles-module__wXLMWq__firmMeta{flex-wrap:wrap;gap:16px;display:flex}.styles-module__wXLMWq__fmItem{color:#4a5568;flex-direction:column;gap:2px;font-size:12px;display:flex}.styles-module__wXLMWq__fmLabel{text-transform:uppercase;letter-spacing:1px;color:#a0aec0;font-size:10px;font-weight:700}.styles-module__wXLMWq__firmBestFor{color:#2d3748;background:#f7fafc;border-radius:8px;margin-bottom:12px;padding:10px 14px;font-size:14px}.styles-module__wXLMWq__firmStrengths{flex-direction:column;gap:4px;margin-bottom:12px;display:flex}.styles-module__wXLMWq__strengthItem{color:#2d3748;align-items:flex-start;gap:8px;font-size:13.5px;display:flex}.styles-module__wXLMWq__sCheck{color:#0a9b7a;flex-shrink:0;font-weight:700}.styles-module__wXLMWq__firmWatch{color:#7a5f10;background:#c5993e12;border-radius:8px;align-items:flex-start;gap:8px;padding:10px 14px;font-size:13px;display:flex}.styles-module__wXLMWq__watchIcon{flex-shrink:0}.styles-module__wXLMWq__boutiqueGrid{grid-template-columns:repeat(2,1fr);gap:20px;margin:28px 0;display:grid}.styles-module__wXLMWq__boutiqueCard{background:#fff;border:1px solid #edf2f7;border-top:3px solid #0f6fbf;border-radius:16px;padding:24px}.styles-module__wXLMWq__bcHeader{margin-bottom:12px}.styles-module__wXLMWq__bcName{font-family:var(--font-playfair),"Playfair Display",serif;color:#051e38;margin-bottom:4px;font-size:18px;font-weight:700}.styles-module__wXLMWq__bcHighlight{color:#0f6fbf;font-size:12px;font-weight:600}.styles-module__wXLMWq__bcMeta{flex-wrap:wrap;gap:8px;margin-bottom:12px;display:flex}.styles-module__wXLMWq__bcFocus{color:#0f6fbf;background:#0f6fbf14;border-radius:4px;padding:3px 10px;font-size:11px;font-weight:700}.styles-module__wXLMWq__bcRate{color:#2d6a4f;background:#2d6a4f12;border-radius:4px;padding:3px 10px;font-size:11px;font-weight:600}.styles-module__wXLMWq__bcRating{color:#7a5f10;background:#c5993e14;border-radius:4px;padding:3px 10px;font-size:11px;font-weight:600}.styles-module__wXLMWq__bcBestFor{color:#2d3748;margin-bottom:10px;font-size:13.5px;font-weight:500}.styles-module__wXLMWq__bcNotes{color:#4a5568;margin:0;font-size:13px;line-height:1.6}.styles-module__wXLMWq__tableWrap{border:1px solid #edf2f7;border-radius:16px;margin:28px 0;overflow-x:auto}.styles-module__wXLMWq__table{border-collapse:collapse;background:#fff;width:100%;font-size:14px}.styles-module__wXLMWq__table thead tr{background:#051e38}.styles-module__wXLMWq__table thead th{color:#ffffffa6;text-align:left;text-transform:uppercase;letter-spacing:.5px;padding:14px 18px;font-size:12px;font-weight:700}.styles-module__wXLMWq__tbodyRow:hover{background:#fafaf8}.styles-module__wXLMWq__tbodyRow:last-child td{border-bottom:none}.styles-module__wXLMWq__tdDim{color:#051e38;vertical-align:top;border-bottom:1px solid #f7fafc;padding:14px 18px;font-size:13.5px;font-weight:700}.styles-module__wXLMWq__td{color:#4a5568;vertical-align:top;border-bottom:1px solid #f7fafc;padding:14px 18px;font-size:13.5px}.styles-module__wXLMWq__costCell{color:#0f6fbf;font-weight:700}.styles-module__wXLMWq__scenarioList{background:#fff;border:1px solid #edf2f7;border-radius:16px;flex-direction:column;gap:0;margin:28px 0;display:flex;overflow:hidden}.styles-module__wXLMWq__scenarioItem{border-bottom:1px solid #edf2f7;padding:20px 24px}.styles-module__wXLMWq__scenarioItem:last-child{border-bottom:none}.styles-module__wXLMWq__siScenario{color:#051e38;margin-bottom:4px;font-size:14px;font-weight:700}.styles-module__wXLMWq__siRec{color:#0f6fbf;margin-bottom:4px;font-size:13.5px;font-weight:600}.styles-module__wXLMWq__siRationale{color:#4a5568;font-size:13px;line-height:1.5}.styles-module__wXLMWq__flagsGrid{grid-template-columns:repeat(2,1fr);gap:24px;margin:28px 0;display:grid}.styles-module__wXLMWq__flagsTitle{font-family:var(--font-playfair),"Playfair Display",serif;color:#051e38;margin:0 0 14px;font-size:18px;font-weight:700}.styles-module__wXLMWq__redFlagList{background:#fff;border:1px solid #c84b3b26;border-radius:12px;flex-direction:column;gap:0;display:flex;overflow:hidden}.styles-module__wXLMWq__redFlagItem{color:#2d3748;border-bottom:1px solid #fef2f2;align-items:flex-start;gap:12px;padding:12px 16px;font-size:13px;display:flex}.styles-module__wXLMWq__redFlagItem:last-child{border-bottom:none}.styles-module__wXLMWq__rfIcon{color:#c84b3b;flex-shrink:0;margin-top:1px;font-size:12px;font-weight:700}.styles-module__wXLMWq__greenFlagList{background:#fff;border:1px solid #0a9b7a26;border-radius:12px;flex-direction:column;gap:0;display:flex;overflow:hidden}.styles-module__wXLMWq__greenFlagItem{color:#2d3748;border-bottom:1px solid #f0fbf7;align-items:flex-start;gap:12px;padding:12px 16px;font-size:13px;display:flex}.styles-module__wXLMWq__greenFlagItem:last-child{border-bottom:none}.styles-module__wXLMWq__gfIcon{color:#0a9b7a;flex-shrink:0;margin-top:1px;font-size:12px;font-weight:700}.styles-module__wXLMWq__ctaBanner{text-align:center;background:#0f6fbf0a;border:2px solid #0f6fbf1f;border-radius:20px;margin:56px 0 48px;padding:44px 40px}.styles-module__wXLMWq__ctaEyebrow{text-transform:uppercase;letter-spacing:2px;color:#0f6fbf;margin-bottom:14px;font-size:12px;font-weight:700}.styles-module__wXLMWq__ctaBanner h3{font-family:var(--font-playfair),"Playfair Display",serif;color:#051e38;letter-spacing:-.5px;margin-top:0;margin-bottom:12px;font-size:28px;font-weight:700}.styles-module__wXLMWq__ctaBanner p{color:#4a5568;max-width:520px;margin:0 auto 28px;font-size:16px;line-height:1.6}.styles-module__wXLMWq__ctaBtns{flex-wrap:wrap;justify-content:center;gap:12px;display:flex}.styles-module__wXLMWq__ctaBtn{color:#fff;background:#0f6fbf;border-radius:8px;align-items:center;gap:8px;padding:16px 36px;font-size:15px;font-weight:700;text-decoration:none;transition:all .25s;display:inline-flex}.styles-module__wXLMWq__ctaBtn:hover{background:#0a4f8a;transform:translateY(-2px);box-shadow:0 8px 24px #0f6fbf40}.styles-module__wXLMWq__ctaSecondary{color:#0f6fbf;background:0 0;border:2px solid #0f6fbf;border-radius:8px;align-items:center;gap:6px;padding:16px 28px;font-size:15px;font-weight:700;text-decoration:none;transition:all .25s;display:inline-flex}.styles-module__wXLMWq__ctaSecondary:hover{background:#0f6fbf0a}.styles-module__wXLMWq__faqSection{margin:56px 0 48px}.styles-module__wXLMWq__faqSection h2{border-top:none!important;padding-top:0!important}.styles-module__wXLMWq__faqItem{border-bottom:1px solid #edf2f7}.styles-module__wXLMWq__faqDetails{padding:20px 0}.styles-module__wXLMWq__faqDetails[open] .styles-module__wXLMWq__faqQ:after{content:"−"}.styles-module__wXLMWq__faqQ{color:#051e38;cursor:pointer;-webkit-user-select:none;user-select:none;justify-content:space-between;align-items:center;font-size:17px;font-weight:700;list-style:none;display:flex}.styles-module__wXLMWq__faqQ::-webkit-details-marker{display:none}.styles-module__wXLMWq__faqQ:after{content:"+";color:#0f6fbf;flex-shrink:0;margin-left:16px;font-size:22px;font-weight:300}.styles-module__wXLMWq__faqA{color:#4a5568;padding-top:12px;font-size:15px;line-height:1.7}.styles-module__wXLMWq__authorBio{background:#fff;border:1px solid #edf2f7;border-radius:16px;align-items:flex-start;gap:24px;margin:48px 0;padding:32px 36px;display:flex}.styles-module__wXLMWq__bioAvatar{width:72px;height:72px;font-family:var(--font-playfair),"Playfair Display",serif;color:#fff;background:linear-gradient(135deg,#0f6fbf,#0a9b7a);border-radius:50%;flex-shrink:0;justify-content:center;align-items:center;font-size:24px;font-weight:800;display:flex}.styles-module__wXLMWq__bioName{color:#051e38;margin-bottom:4px;font-size:17px;font-weight:700}.styles-module__wXLMWq__bioRole{color:#0f6fbf;margin-bottom:8px;font-size:13px;font-weight:600}.styles-module__wXLMWq__bioText{color:#4a5568;margin-bottom:0;font-size:14px;line-height:1.65}.styles-module__wXLMWq__footer{background:#051e38;border-top:1px solid #ffffff0f;padding:56px 48px 28px}.styles-module__wXLMWq__footerTop{justify-content:space-between;align-items:flex-start;max-width:1200px;margin-bottom:40px;margin-left:auto;margin-right:auto;display:flex}.styles-module__wXLMWq__footerBrand{align-items:center;gap:12px;display:flex}.styles-module__wXLMWq__footerLogoMark{width:36px;height:36px;font-family:var(--font-playfair),"Playfair Display",serif;letter-spacing:-1.5px;border:1.5px solid #ffffff80;flex-shrink:0;justify-content:center;align-items:center;font-size:17px;font-weight:800;line-height:1;display:flex}.styles-module__wXLMWq__footerLogoC{color:#fff}.styles-module__wXLMWq__footerLogoA{color:#c84b3b}.styles-module__wXLMWq__footerLogoText{flex-direction:column;display:flex}.styles-module__wXLMWq__footerLogoText:before{content:"";background:#fff3;width:100%;height:1px;margin-bottom:3px;display:block}.styles-module__wXLMWq__footerLogoWordmark{font-family:var(--font-dm-sans),"DM Sans",sans-serif;text-transform:uppercase;letter-spacing:2.5px;color:#ffffff80;font-size:9px;font-weight:600}.styles-module__wXLMWq__footerTagline{color:#ffffff59;max-width:280px;margin-top:8px;font-size:13px;line-height:1.5}.styles-module__wXLMWq__footerLinksGroup{gap:56px;display:flex}.styles-module__wXLMWq__footerCol h4{text-transform:uppercase;letter-spacing:1.5px;color:#fff6;margin-bottom:14px;font-size:12px;font-weight:700}.styles-module__wXLMWq__footerCol a{color:#fff9;margin-bottom:8px;font-size:14px;text-decoration:none;transition:color .2s;display:block}.styles-module__wXLMWq__footerCol a:hover{color:#fff}.styles-module__wXLMWq__footerBottom{color:#ffffff4d;border-top:1px solid #ffffff0f;justify-content:space-between;max-width:1200px;margin:0 auto;padding-top:20px;font-size:13px;display:flex}@media (max-width:768px){.styles-module__wXLMWq__articleHero{padding:110px 24px 40px}.styles-module__wXLMWq__articleTitle{letter-spacing:-1px;font-size:32px}.styles-module__wXLMWq__articleBody{padding-left:24px;padding-right:24px}.styles-module__wXLMWq__statsGrid{grid-template-columns:repeat(2,1fr)}.styles-module__wXLMWq__firmHeader{flex-direction:column}.styles-module__wXLMWq__boutiqueGrid,.styles-module__wXLMWq__flagsGrid{grid-template-columns:1fr}.styles-module__wXLMWq__ctaBanner{padding:32px 24px}.styles-module__wXLMWq__ctaBtns{flex-direction:column;align-items:center}.styles-module__wXLMWq__authorBio{flex-direction:column}.styles-module__wXLMWq__footer{padding:40px 24px 24px}.styles-module__wXLMWq__footerTop{flex-direction:column;gap:32px}.styles-module__wXLMWq__footerLinksGroup{flex-wrap:wrap;gap:32px}.styles-module__wXLMWq__footerBottom{text-align:center;flex-direction:column;gap:8px}}